The Chase Sapphire Preferred® is an exceptional starter card that offers transferrable Ultimate Rewards and pairs well with other Chase cards. With its numerous benefits and rewards, it has become a popular choice among credit card enthusiasts.
One of the main advantages of the Chase Sapphire Preferred® is its ability to earn transferrable Ultimate Rewards points. These points can be transferred to a variety of hotel and airline partners, giving cardholders the flexibility to use their points for travel in various ways. This makes it a great option for those who enjoy traveling and want to maximize their rewards.
Another benefit of the Chase Sapphire Preferred® is its ability to be paired with other Chase cards. By combining points from other Chase cards such as the Chase Freedom Flex℠, Chase Freedom Unlimited®, Ink Business Cash®, and Ink Business Unlimited®, cardholders can consolidate their points into their Preferred account. This allows for even greater earning potential and flexibility when it comes to redeeming rewards.
In terms of fees, the Chase Sapphire Preferred® has a relatively low annual fee of $95. Considering the benefits and rewards that come with the card, this fee is quite reasonable. Additionally, cardholders also receive a 10% anniversary bonus on points, further adding value to the card. The card also offers a $50 hotel credit when booked through Chase travel, providing additional savings for those who frequently stay in hotels.
When it comes to customer service, Chase is known for its excellent support and assistance. Cardholders can enjoy peace of mind knowing that they have access to a reliable customer service team that is ready to assist them with any questions or concerns they may have.
In terms of security, the Chase Sapphire Preferred® offers various features to protect cardholders against fraud. This includes fraud monitoring, zero liability protection, and chip-enabled technology, which helps prevent unauthorized use of the card.
One of the downsides of the Chase Sapphire Preferred® is that it does not offer as many bonus categories for earning points compared to other cards. While it does offer 2x points on travel and dining, other cards may offer higher rewards in specific categories such as groceries or gas. However, the ability to transfer points to various partners makes up for this limitation, as it allows for greater flexibility in redeeming rewards.
In conclusion, the Chase Sapphire Preferred® is an exceptional starter card that offers transferrable Ultimate Rewards and pairs well with other Chase cards. With its low annual fee, anniversary bonus, and hotel credit, it provides great value to cardholders. The ability to transfer points to hotel and airline partners adds to its appeal, making it a great choice for those who enjoy traveling. While it may not offer as many bonus categories for earning points compared to other cards, its overall benefits and rewards make it a popular choice among credit card enthusiasts.